Most automobile accidents are going to be scary and possibly injure you, but are there any differences between a car accident and a big truck accident? You call the police for both, you contact your insurance company after both, and you often receive medical assistance for both, so what’s the difference? The following are just a few things to give you an idea of just how different they really are.
Insurance Coverage
Car insurance policies might run anywhere from a few hundred dollars to a couple thousand dollars a year. This depends on a few factors such as the type of car the insured drives, his or her driving record, and a few other issues. Truck insurance policies, on the other hand, could cost anywhere from $9,000 to $12,000 a year. Factors that make the difference include the age of the driver, the distance he or she drives, what the driver hauls, CDL experience, and more.
The insurance policies truck drivers carry can be worth hundreds of thousands, or even millions of dollars. If an insurance company is faced with both a car accident and a truck accident at the same time, those cases typically won’t get the same treatment. The insurance company could be in line to lose millions in a truck accident, so they will fight harder, hire more experienced insurance adjusters, and hold nothing back to fight the case.
Court Evidence
When a truck accident case goes to trial, there will be different types of evidence presented than what would be presented in the typical truck accident. Three areas investigators will look at include the vehicle, the cargo, and the truck driver. As your lawyer investigates these areas, he or she will hopefully come up with evidence that supports your case so you can use it in court. Lawyers know what specific evidence to look for when you’re dealing with a truck accident, so it’s important you get in touch with someone to represent you.
Liability
There are many avenues you can go down to look for liability in a truck accident case. The truck driver could be liable, the trucking company could also hold responsibility, and the shipper and loader could also be the responsible parties. In car accidents, you would typically only look at the other driver, and possibly the manufacturer of the car.
Contacting a Lawyer
With so many differences between car accidents and big truck accidents, it might be a good idea to have a professional on your side. If you were in an accident with a big truck, contact a truck accident lawyer, like a truck accident lawyer in San Francisco, CA, for assistance today.
Thanks to The Morales Law Firm for their insight into a few of the differences between car accidents and big truck accidents.