Types of Workers Compensation

When you or a loved one gets injured at work, the whole situation is going to be a downer, but there is some good news in it all. Workers’ compensation is something most employees are entitled to. Whether you were injured due to the negligence of your employer, or it was a true accident, you have access to this coverage. If you’ve been injured at work, you might wonder what type of compensation you’re going to get. What does workers’ comp pay for? The following are five expenses.

  1. Medical Treatment

Your initial injury is going to require immediate medical care, which is often emergency services. You’ll end up with expenses related to the hospital, care, doctors, medication, surgeries, rehabilitation, and more. If you were transported by ambulance, you’ll have those costs as well. Workers’ compensation covers all of these medical treatment costs.

  1. Time Off Work

While you’re recovering from your injury, you will get compensated for time off work. Many times, you’ll receive 66.67% of your average weekly wages. Workers’ comp typically caps out at two years, so your wages would end at that time.

If you’ve been cleared to go back to work and you take time off to attend a medical appointment, that time off would probably not be covered. You should schedule those types of appointments after work hours or during your breaks.

  1. Permanent Impairment

While compensation for time off work only lasts two years, there are some individuals who are going to need more than that. If your injury resulted in a permanent impairment that limits your ability to work, you may be entitled to compensation for that. Minor injuries aren’t discounted and could qualify you for permanent impairment compensation.

  1. Vocational Rehab

If your injury has made it so you are unable to do your regular job, you might have to change positions, or even your field of employment all together. Workers’ compensation could cover part or all of the costs required for you to train for a new job or gain more education.

  1. Death Benefits

If your loved one died as a result of his or her workplace injuries, your family might be entitled to death benefits. This could include both funeral and burial costs, and would typically come as a lump-sum payment.

Getting the Compensation You Deserve

When you’re injured at work, you shouldn’t have to suffer the financial consequences as well. A caring worker injury compensation lawyer, can help you determine what could be considered a work-related injury. For an initial consultation, you can contact a Franks, Koenig & Neuwelt  law firm today.