What Do I Need to Do to Apply for Disability Benefits?

When you have been diagnosed with a medical disability, and you are unable to work, you should be able to receive disability benefits without too much problems. However, as easy as the process is supposed to be, many people feel as if they are on an uphill struggle. To simplify the process, you should have a disability lawyer, like from The Law Offices of Mark T. Hurt, on your side. 

Steps to Take to Receive Disability Benefits

If you believe you qualify for disability benefits, the first step will be to apply. Applying involves a lot more than completing a form. Here is what you should plan on doing:

  • Talk with your doctor about applying for benefits
  • Ask your doctor for medical documentation regarding your disability
  • You should also ask your doctor for a written statement about your condition, as well as their written opinion regarding the extent of the disability. 
  • Gather all medical records, including any hospitalizations, procedures, and tests that may be relevant to the disability

The Next Step

Once you have done the above steps, you will be ready to apply. You can ask your disability lawyer to complete the application for you – this is recommended. In order to apply, you will need to make an appointment at your local SSA office. Alternatively, you can apply over the phone or online. If you apply in person or on the phone, you may be asked to partake in an interview. At this time, you will be asked various questions about your disability. You may also be asked about information that was given to you by your doctor. Please remember to complete every single question. Be as thorough as possible, and avoid simple answers like ‘yes’ or ‘no’ (unless it asks for this). 

The more information you provide, the more likely you will be approved. Once you have applied, and had your interview, your case will be reviewed for approval. 

How Long Will it Take?

In general, it can take between one and six months to determine if you are eligible for benefits. Many people will receive a response after 90 days. For some serious disabilities, that are “guaranteed”, approval is made in as little as 10 days. If you are denied benefits, don’t lose home. Many applicants, if not the majority are denied the first time. After you receive your letter of denial, you have a very short time to file an appeal. At this point, you should have a disability lawyer to help you out. 

How Do I Pay for a Disability Lawyer?

In general, disability lawyers work on contingency-like arrangements. They take on cases, and they are only paid for those that are approved. For example, if you hire a disability lawyer, and he or she will only be paid if they win your case. The maximum amount they can charge you is $6,000 or 25% of your back pay. There are no upfront legal fees for hiring a social security disability lawyer. You risk nothing by talking to a disability lawyer. Call a law firm to explore your legal options.